Home insurance
Baptist Home Insurance offers comprehensive protection for your home and possessions and can include specialist cover for church officials.
Home insurance from Baptist Insurance
Our home insurance policy can be adapted to suit the needs of church officials in their work on behalf of the church, or the general needs of your congregation and community.
Baptist giving
What sets us apart is that all available profits from Baptist Insurance are reinvested back into the Baptist community. By taking out home insurance with us, you’re helping us to do more for communities in need.
Home insurance features
- Buildings insurance with an automatic limit of £750,000
- Contents insurance with an automatic limit of £75,000
- Home emergency cover and legal advice as standard
- Automatic 20% increase in contents sum insured for celebrations such as weddings and Christmas.
As with all home insurance policies, terms and conditions apply. We may not be able to quote in all circumstances. If you think you may need a different sum insured to that which we offer as standard, please mention this when you call us on 0345 070 2223.
Renewals and auto-renewal
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
- If you pay by Direct Debit, your policy will automatically renew at the end of the policy term, giving you the peace of mind of continued cover. When this happens, your monthly payments will continue according to a revised payment schedule reflecting your renewal premium. You can opt out of auto-renewal at any time by contacting us on 0345 070 2223 or by emailing us at enquiries@baptist-ins.com. If you opt out, you will need to contact us before your renewal date if you wish to renew your policy; otherwise, your cover will cease when your existing policy expires, leaving you with no insurance.
- If you pay by any other means, please note, the policy will not automatically renew. You will need to contact us if you wish to renew your cover.
Please note that in rare instances, due to a change in risk or circumstances, we may be unable to offer renewal, in which case we will notify you.
Please note - calls to 03 numbers are typically charged at no more than the local rate.
Get a quote
Experiencing financial difficulty?
Frequently asked questions
Visit the Association of British Insurers website, and this will ask you some questions to determine your sums insured for both your contents and for rebuilding your home.
Home Emergency Cover gives you access to our rapid response team of approved contractors ready to repair damage to your home in an emergency. Find out more about Home emergency cover.
Apart from clothing and household linen, Baptist home insurance policies provide new for old cover. That means we replace other insured items as new.
Yes, you can extend your policy to cover personal belongings, valuables, and money away from the home.
Yes, there is. This is included in your policy and extends cover for 30 days before and after, and your sum insured is automatically increased by 20% for that period.
You don’t have to worry, because your policy will provide cover for the reasonable cost of alternative accommodation and storage of your contents.
Flood RE is a joint industry/government-sponsored scheme to enable flood cover to be affordable for those households at the highest risk of flooding.
Yes, there are. These are provided by ARAG Legal Expenses Insurance Company Ltd and include confidential legal advice, tax advice, as well as health and medical information.