A guide to legal expenses insurance

18 September 2019

Here you'll find an overview of the legal expenses cover which is usually included in a Baptist church insurance policy.

Church insurance policy holders have unlimited access to a legal advice helpline, where you can seek legal advice over the telephone on all areas of UK and EU law. Whether you are looking to make a claim or access the Legal Advice Helpline please call DAS directly on 0345 601 2791.

Legal expenses insurance

The legal protection provided in Baptist church insurance policies is managed by DAS Legal Expenses Insurance Company Limited. It covers costs incurred by pursuing disputes that we believe you could win. 

Conditions of legal expenses insurance

  • Prospects of success – in civil cases, other than employment disputes and legal defence claims, your solicitor must believe you are more likely than not to win your case (51% or higher). If your solicitor no longer thinks this is the case, DAS will cease to cover the claim. In this situation all agreed costs up until this point will be paid for by DAS.
  • Costs that DAS has not agreed to – we will not cover any costs that DAS has not agreed to. This includes situations where you have incurred costs before they accept a claim. It is vital that you contact DAS before speaking to a solicitor yourself.
  • Incidents before policy inception – any claim where the event happened before your legal expenses insurance started will NOT be covered.
It is vital that you contact DAS before speaking to a solicitor yourself.