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Risk Management Home winter preparation

Winter preparations for your home

Risk Management Home winter preparation
As the days become shorter, winter creeps up on us and the cold weather brings new risks to your home.

By giving your home a winter health check, you can make sure you have done all you can to protect your home. Here are some simple preparations you can make ahead of the storms and falling temperatures.

Check your stopcock

Freezing temperatures can lead to burst pipes. If this happens, you’ll need to turn the water off quickly to prevent damage and flooding. Exposed pipework is more likely to become cold. It's wise to check the insulation you have in place in unheated areas such as cisterns, tanks, roofs, lofts, underfloor spaces, outbuildings, and garages. If extra insulation is required, take some time to fit the pipes with waterproof foam lagging.

Test your heating

Run the heating at least once a month, even in summer, to keep it running efficiently and clear the boiler pump of any grit that gathers when it is not in use.

Check your roof

Tiles can become dislodged during high winds and storms. Missing tiles can also lead to leaks and structural damage. We recommend checking tiles from the ground using binoculars or contacting a professional, as using ladders can be extremely dangerous.

Clear gutters and drainpipes

Make sure that gutters and drainpipes are clear of leaves and other debris. If it rains heavily and the gutters overflow, this can lead to water getting into the masonry.

Check walls, fences, and hedges

Most household insurance policies do not cover gates and fences for storm damage. Ensure they are stable and secure before winter arrives by carrying out maintenance on weaker areas.

If you're going away

Remember, even the best pipe insulation will not stop exterior pipes from freezing in a prolonged period of low temperatures. In advance of any holidays during the winter, consider isolating and draining down external pipework, outside taps, and exposed plumbing. Leave the taps open to drain the remaining water from the system. When the weather conditions improve, the water supply can be restored.

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