Home insurance: Updates to your Temporary Cover Enhancements (May 2021)
As more of us are working from home during COVID-19 we are extending our cover to provide you with some extra protection and peace of mind.
As we begin to follow the UK Government’s roadmap out of lockdown, and life starts to return to normal, it’s time for us to provide you with an update on how our cover will respond moving forward.
A summary of what this means for your policy cover is shown below.
Your church policy has always included, as standard, cover for contents whilst away from the premises and / or specifically at the homes of employees and this cover will remain in place.
We would consider this work to be part of the usual activities of the church. However, we would expect the individual churches to follow Public Health England (or equivalent body)/government guidance at all times and observe any precautions stipulated by those bodies, until such time as all restrictions are lifted by Government. There will be no additional premium in respect of these activities.
Church buildings that are closed are exposed to different and usually greater risk than buildings that are open for regular use. Where closure is temporary, your policy cover is unaffected and there will be no additional premium. We do however expect that you manage the risks associated with a closed building, and strongly recommend you implement risk management measures to reduce the risk of damage. We have therefore developed a guide to help you do this.