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Home Emergency Cover

What would you do if a pipe burst in the middle of the night? Would you know where to find the number of a 24 hour plumber? If you don’t, not to worry our home emergency cover gives you access to our rapid response team of fully qualified and approved contractors.

The last thing you want to do if something goes wrong is spend time ringing round electricians and plumbers. By calling our helpline we can send one of our rapid response team out to you because getting someone in quickly can reduce the impact of the incident and inconvenience for you.

Our rapid response team of contractors are there to help if there is an incident at your home which is sudden, unexpected and requires immediate corrective action to:

  • prevent any damage or further damage to your home

  • make your home safe and secure

  • relieve any unreasonable discomfort, risk or difficulty to you.

Cover is available for incidents related to:

  • Roof damage

  • Plumbing and drainage

  • Main heating system

  • Domestic power supply

  • Toilet unit

  • Home security

  • Vermin

Protecting your home in an emergency

We have a 24 hour helpline that will quickly respond to emergencies which are a risk to you or your home.
You will have access to our rapid response approved contractors to come and repair any damage caused by a covered home emergency. We will pay up to £750 for call out, labour, parts and materials (including VAT) for each repair.

Home emergency cover is included in your annual premium and you don’t have to pay any excess if you use it.
If something does go wrong and you have a home emergency, our home emergency insurance will quickly provide the help you need and meet some or all of the cost of the repair.

To find out more about the cover our home insurance provides call: 0345 070 2223.

What to do if you need to make a claim

When you become aware of a possible claim you need to call us immediately and notify us of your claim. Baptist Insurance Home Emergency Claim Line: 0345 268 8471.

This cover is arranged in conjunction with DAS Legal Expenses Insurance Company Limited.


    Call us now for a quote 0845 070 2223  
    The Baptist Insurance Company PLC (BIC) Reg. No. 83597. Registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. The Baptist Insurance Company PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 202032.