Our long standing history in providing Baptist churches insurance means that we understand the needs of your church and the growing challenges you face – such as the need to adapt to meet increasing legislative requirements as well as the day-to-day running of your church on a limited financial budget.
That’s why we offer church insurance cover that is specifically designed around you. Cover can include:
Buildings, contents and personal effects.
Property damage cover includes £5,000 cover for office equipment, £1,000 for musical instruments and £5,000 cover for exhibitions, festivals, and events anywhere in the UK.
Theft cover includes £5,000 for theft of external metals and consequential water damage.
Losses, including that of thefts by officials.
Legal liabilities towards employees, authorised volunteers or members of the public following an accident.
£100,000 automatic legal expenses insurance, to protect your position on a range of legal issues.
Church employees or authorised volunteers being unable to work because of an accident.
Plus, you can choose optional accidental damage cover for just your buildings or contents or for both. To help your church with their budgeting, we offer the option to pay monthly by Direct Debit. For more details on the cover we can provide, take a look at our summary of cover.
More than just Church insurance
We have a team of Insurance Consultants and Surveyors (IC&S), local to your area, that can offer a range of risk management advice and answer questions about your church insurance needs. Your local IC&S can:
Carry out a unique, free valuation service, using their specialist knowledge and expertise.
Provide seminars on health and safety and security.
Offer free risk management surveys.
Help you to tailor a church insurance policy that suits your church’s circumstances.
If you would like a quotation for your church insurance, contact us today.
Changes to existing policies
For many of our policies, under the business interruption or consequential loss section, we provide cover for loss of income following the occurrence of an infectious disease. This is usually described as a ‘notifiable’ disease, which the relevant local authority has stated must be notified to them.